Retirement planning is about turning pension and other savings into a sustainable income while managing risk and tax efficiently. At Prism we help you decide how and when to take retirement income, including options available from defined contribution pensions under current rules.
We review your overall position — pensions, investments, state pension entitlement and other assets — and explain the trade-offs between drawing income, leaving funds invested and providing for dependants. Recommendations are personal and based on your circumstances; we will not push a single product.
Every recommendation is personal. We take time to understand your circumstances before suggesting any product, and we are happy to review existing investments as well as new contributions. If you would like to discuss your options, please get in touch.
Tax treatment depends on your individual circumstances and may change in the future.
The value of investments can go down as well as up and you may get back less than you invested.